Merchants & Marine Bank. For mobile and online account access, you'll need to complete a one-time enrollment process.To get started, gather your U.S. Bank card or account number and PIN along with your Social Security Number. If you don't have a PIN or need a new one, please contact 24-Hour Banking.
Online Banking from F&M Bank is a tool to manage your business finances, as well as any F&M personal accounts. Take advantage of 24-hour, anywhere access to stay on top of your company's finances when it works for you. And thanks to our leading-edge security, you'll never sacrifice safety for convenience.
Online Banking for Businesses lets you:
- View business and personal accounts with a single sign in
- Delegate authority to other users
- Originate banking transactions, wire transfers and ACH transactions
- Enjoy Bill Pay and enrollment in eStatements
- Receive electronic notifications and alerts
- Download data to Quicken, Quick Books and Microsoft Money
Online Bill Pay
Keep your business moving full speed ahead with the time- and money-saving benefits of Online Bill Pay for Businesses:
- It's complimentary.
- Pay bills whenever you want, from wherever you want
- Set up your own list of payees with our secure system
- Schedule one-time or recurring payments from any of your business checking accounts
Explore an interactive and guided demo of our new Bill Pay, as well as a personal bill pay quick reference guide in our Learn More section.
FAQs: Online Banking and Online Bill Pay
Which accounts can I access?
Log in once, and you'll get access to any business or personal accounts you have with F&M Bank. This includes Business Checking, Business Savings, Money Markets, personal and commercial loans, lines of credit and more.
Can I separate personal and business information?
Of course. While you can access both types with a single login, simply change your Account View to select whether you want to see everything together or separate out personal and business accounts. And rest assured that you must be an owner or authorized signer to view information, so other people at your company won't be able to access your personal accounts unless they're authorized to do so.
What are the benefits of these services?
In addition to viewing accounts and summaries, business users can:
- Access and download account history up to 18 months
- Access up to seven years of Online Statements
- Transfer funds between eligible F&M Bank accounts
- View check images, including returned checks
- Stop payments
- Elect to receive alerts about specific account activity
- Make special requests (ie: order cashier's checks)
Can my business partner and I both access Business Bill Pay?
Yes. As long as you are joint account holders and both signers on the account, you can use the same checking account for Business Bill Pay. For security purposes, each authorized user must create a unique login.
Casino games keno free. How do I know if/when bills are paid?
Every scheduled payment generates a reference number, which you can use to track its history. Your payee also will receive proof of your payment.
Can we pay corporate taxes with this account?
Online Bill Pay can't complete federal, state or local tax payments. However, it's ideal for paying companies and individuals in the U.S.
F&M Bank's Online and Mobile Banking offers a customizable, easy-to-use client interface and a single user ID and password creating a simple and seamless online and mobile banking experience.
Online Banking Features
Merchants & Marine Bank. For mobile and online account access, you'll need to complete a one-time enrollment process.To get started, gather your U.S. Bank card or account number and PIN along with your Social Security Number. If you don't have a PIN or need a new one, please contact 24-Hour Banking.
Online Banking from F&M Bank is a tool to manage your business finances, as well as any F&M personal accounts. Take advantage of 24-hour, anywhere access to stay on top of your company's finances when it works for you. And thanks to our leading-edge security, you'll never sacrifice safety for convenience.
Online Banking for Businesses lets you:
- View business and personal accounts with a single sign in
- Delegate authority to other users
- Originate banking transactions, wire transfers and ACH transactions
- Enjoy Bill Pay and enrollment in eStatements
- Receive electronic notifications and alerts
- Download data to Quicken, Quick Books and Microsoft Money
Online Bill Pay
Keep your business moving full speed ahead with the time- and money-saving benefits of Online Bill Pay for Businesses:
- It's complimentary.
- Pay bills whenever you want, from wherever you want
- Set up your own list of payees with our secure system
- Schedule one-time or recurring payments from any of your business checking accounts
Explore an interactive and guided demo of our new Bill Pay, as well as a personal bill pay quick reference guide in our Learn More section.
FAQs: Online Banking and Online Bill Pay
Which accounts can I access?
Log in once, and you'll get access to any business or personal accounts you have with F&M Bank. This includes Business Checking, Business Savings, Money Markets, personal and commercial loans, lines of credit and more.
Can I separate personal and business information?
Of course. While you can access both types with a single login, simply change your Account View to select whether you want to see everything together or separate out personal and business accounts. And rest assured that you must be an owner or authorized signer to view information, so other people at your company won't be able to access your personal accounts unless they're authorized to do so.
What are the benefits of these services?
In addition to viewing accounts and summaries, business users can:
- Access and download account history up to 18 months
- Access up to seven years of Online Statements
- Transfer funds between eligible F&M Bank accounts
- View check images, including returned checks
- Stop payments
- Elect to receive alerts about specific account activity
- Make special requests (ie: order cashier's checks)
Can my business partner and I both access Business Bill Pay?
Yes. As long as you are joint account holders and both signers on the account, you can use the same checking account for Business Bill Pay. For security purposes, each authorized user must create a unique login.
Casino games keno free. How do I know if/when bills are paid?
Every scheduled payment generates a reference number, which you can use to track its history. Your payee also will receive proof of your payment.
Can we pay corporate taxes with this account?
Online Bill Pay can't complete federal, state or local tax payments. However, it's ideal for paying companies and individuals in the U.S.
F&M Bank's Online and Mobile Banking offers a customizable, easy-to-use client interface and a single user ID and password creating a simple and seamless online and mobile banking experience.
Online Banking Features
- View real-time online activity
- Check balances, transfer funds, and pay bills
- Manage multiple accounts
- Make Person-to-Person payments1
- Immediately view mobile deposit images
- Place stop payments
- View eStatements and eNotices
- Set up alerts (text2 and email)
- Track finances using Personal Financial Management (PFM) tools upon enrollment1
- Transfer funds to other financial institutions
- Enroll for Online Banking
Bill Pay
- Schedule payments in advance
- Modify and cancel payments
- Review payment history
- Set up eBills
- Expedite payments using same day or overnight service (additional fees apply)
- Set reminders to alert you when payments are due
Mobile Banking Features2
- Pay bills, view balances, search history and transfer funds
- Deposit checks3
- Login with fingerprint authentication for supported devices
- Find the nearest F&M Office or ATM
Text Banking2
Text messages are a fast way to look up account balances, make transfers or even review recent history. To utilize Text Banking, text one of the following text commands to 226563. It has never been easier to stay up-to-date on youraccount.
| Text Command | Description |
|---|---|
| Bal | Request available balances for all linked accounts. |
| Bal + account nickname | Request available balance for a specific account. Example: BAL acct1 |
| HISTORY / HIST + account nickname | Request a list of the last 10 transactions for a specific account. |
| TRANSFER / XFER + account nickname1 account + nickname2 amount | Transfer a specified amount between linked accounts. Example: TRANSFER acct1 acct2 100.00 |
| LIST | Request a list of all available text commands. |
| HELP | Request a contact phone number and website address. |
| STOP | Disable Text Banking and stop all further text message communications. |
Transactions initiated after the cut-off times and on weekends and holidays for the services indicated below will be processed the next banking day.
| Service | |||
|---|---|---|---|
| Wire Transfers | External Transfers* | Bill Payments | |
| Cut-Off Time | 2:00 pm | 3:00 pm | 12:00 pm |
*Please note external transfers may take 1-2 business days to be processed.
Some account features and benefits may be subject to separate application, agreement, fees, and/or approval. Terms, Conditions and Limitations may apply. Account features and benefits are subject to change with or without notice. For additional details, please refer to Services & Fees located at fmb.com/fees, or the agreement and disclosures provided at the time of account opening, or ask our office staff.
1Only available to clients with a personal debit card and a personal online banking profile. Terms, Conditions and Limitations apply.
M&t Online Banking Down
2F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.
First Texoma National Bank's Online Banking
3Availability of your deposited funds is based on F&M Bank's hold policies, are subject to verification and are not available for immediate withdrawal. Deposit limit and other restrictions apply.
